We understand that obtaining a mortgage can be a stressful process.
Using over 15 years of experience, we have developed a superior and streamlined loan process. Whether it’s a purchase or a refinance transaction, we complete as much up-front work as possible to identify and address any potential pitfalls. Our loan process will provide you and your realtor the peace of mind that your offer comes with a pre-underwritten approval. You and your Realtor can have 100% confidence in your loan which will give you the benefit of being able to convey that confidence to a potential seller. Your offer will stand out especially when being compared to a generic pre-qualification from a large bank or online lender.
the industry standard is a 4-6 week process
we’ve refined ours down to 3
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Day 1 - 7
Day 1 • Your loan has already been pre-underwritten.
Day 2-3 • Loan terms and rate lock secured, initial disclosures and appraisal ordered.
Day 4-7 • Underwriting review.
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Day 7-14
Day 7-10 • Any additional underwriting review.
Day 11-14 • Working together to satisfy any underwriting conditions.
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Day 14-21
Day 14-16 • Finalize any outstanding underwriting conditions.
Day 16-18 • Final approval issued. Closing documents sent.
Day 18-19 • Final review with Matt prior to the closing.
Day 20-21 • Close.